🌿 Green Creditworthiness Engine

Your Pramana Green Score

For a Business to be Green, It Must First be in the Black.

Vyaparli combines your financial health with sustainability compliance into a single score that makes you bankable for green finance. No more accounting, just the signal that matters.

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Good Β· 30-day validity

Advayya Manufacturing

Financial Fitness: 38/50 β€” Good cash flow and revenue trend

Sustainability: 31/50 β€” BRSR in progress, CCTS compliant

File your overdue GST return β†’ +7 points (76/100) β†’ better loan terms

How Vyaparli Works

1

Connect Your Data

Link your bank account (AA), GSTN, & ShuddhGrid compliance

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2

Read Existing Tools

We pull data from Tally, bank statements, GST API

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3

Compute Green Score

Financial fitness + sustainability = bankable signal

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4

Share with Lenders

Grant consent to banks for green loan access

Why Vyaparli

Built for Indian MSMEs on green finance.

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One Score, Not 10

Your financial health + sustainability compliance in one Pramana Green Score. Simple, bankable.

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For Green Loans

Designed for SIDBI, NABARD, and private banks offering concessional rates for sustainable businesses.

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You Control Access

Grant or revoke lender consent anytime. Your data, your rules, powered by India's Account Aggregator framework.

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Reads Your Tools

No transaction entry. We read Tally, bank statements, GST returns, and your ShuddhGrid compliance data.

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Actionable Gaps

Know exactly what to fix: file GST return β†’ +7 points. Improve in weeks, not months.

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ShuddhGrid Native

Your sustainability data flows directly from ShuddhGrid (BRSR, CCTS, PAT, carbon credits).

Where Your Data Comes From

Vyaparli reads existing sources you already trust.

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Account Aggregator

RBI-regulated live bank data with your consent (Finvu partner)

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GSTN API

GST returns (turnover, filing regularity, compliance)

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Bank Statements

Manual PDF upload for cash flow analysis (pilot phase)

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ShuddhGrid API

BRSR, CCTS, PAT, and carbon credit activity

No new data entry. No duplicate reporting. We read what exists.

Built for You

🏭 Manufacturing & Components

Your revenue is predictable but energy-heavy. A strong Green Score unlocks preferential green loans for efficiency upgrades.

🌾 Agri & Food Processing

Seasonality is your reality. Vyaparli factors in GST data and cash flow patterns to show your true creditworthiness to lenders.

♻️ Waste & Sustainability

Your sustainability is core to your business. Your Green Score rewards compliance and makes you visible to ESG-focused lenders.

πŸ“¦ Export-Ready MSMEs

CBAM, CCTS, supply chain transparencyβ€”compliance matters. Your score signals readiness for EU and green-forward buyers.

Ready to See Your Green Score?

Get your Pramana Green Score in minutes. No transaction entry. Just connection, computation, and clarity.

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